Both apps keep live scores and work out group payouts. Golf Is Hard charges the host for Pro tools and adds a dedicated multi-day trip hub; Settle Up Golf keeps its core round tools free and sells deeper stats as Premium.
| What to compare | Golf Is Hard | Settle Up Golf |
|---|---|---|
| Free option | Players join, score, and follow balances free. | $0 core tier with round and payout tools. |
| Paid price | $2.99/month or $23.99/year for the Pro host; first month free. | $29.99/year for Premium statistics and tools. |
| Who pays | The organizer pays for Pro. No per-player fee and no cut of wagers. | Core features are free; each golfer can choose Premium for added stats. |
| Named games | Skins, Nassau, presses, Match Play, Wolf, Vegas, Scotch, Nines, Snake, Trash Bets, Chaos Round, and more. | 20+ formats advertised. |
| Settling bets | Live balances show who owes what; golfers pay each other directly. | Live payout settlement with Venmo support. |
| GHIN | No direct GHIN sync today. Enter each golfer's official Handicap Index for handicap-aware group scoring. | GHIN score posting and index pulling are advertised. |
| Golf trips | Dedicated dates, courses, roster, pairings, linked rounds, and trip standings. | No dedicated multi-day trip hub shown in the public feature list. |
| Other standout tools | Tournament sign-ups, course scorecard scanning, community, buddies, and My Game history. | GHIN posting, AI round setup, Cast to TV, GPS, and advanced statistics. |
Pricing and public feature claims are a point-in-time comparison. Competitor plans can change, so check the linked product site before choosing.
Golf Is Hard combines live scoring, side-game math, payouts, tournaments, and a complete golf-trip hub. Pro starts with a free month.